Our scheme rankings combine six weighted criteria, refreshed quarterly. Partner schemes never get a ranking boost — partner status is disclosed inline on every row and table.
Our data sources
We use a combination of CMS-published annual scheme reports, audited financials, scheme-published contribution tables, in-house broker premium quotes, and verified member ratings collected through our review platform.
The six criteria and their weights
Price competitiveness (20%), hospital network breadth (20%), claims experience (20%), coverage breadth (15%), member satisfaction (15%) and digital experience (10%).
Editorial guardrails
Partner status never moves a score. Sponsored placements are clearly labelled. Editors who hold the scheme being reviewed must recuse themselves from the score.
How often the data is refreshed
Scores are recalculated quarterly. Contribution tables are refreshed within 30 days of scheme publication. Member ratings update continuously.
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